![]() Tennessee’s repo page is a free list of bank and credit union repossession sales featuring items such as cars, trucks, ATV’s, RV’s, boats, motorcycles, real estate, and more. Don’t be afraid to take a test drive and make a checklist of common maintenance issues. When you offer a low price with the reason why it lets the bank know you are not only a serious buyer, but you aren’t just pulling numbers from nowhere. When making an offer, take the time to present any unnoticed deficiencies the repossessed vehicle may have. The process if relatively straightforward and might even seem easier than purchasing from a traditional private party. ![]() The banks won’t have a lot of vehicle history but you can find resourced like Carfax that will have specific information pursuant to the specific VIN. When researching and evaluating a repossessed home or vehicle it’s always going to be important to get as much information as possible. Feel free to ask any questions as they’ll want to help make it a good experience for you. Because they have so much expertise in lending they will know exactly how to facilitate the entire transaction (without being driven by commissions). The banks will bend over backwards to guide you through the entire process. Either way, everything is priced to sell. Some banks will just take bids at random while other credit unions will have a set starting price for minimum offers. The financial institutions absolutely without question do not want the repossessed vehicles on their books and will invite all offers. Curious buyers looking to purchase Tennessee bank owned repo’s will be pleasantly met with a variety of options. The State of Tennessee is a bastion of good deals on repossessed used cars. Tennessee Repossession Buying Information: Will your insurance pay off your loan if your car is totaled Ask About GAP. Each financial institution has a different method of marketing repossessed property. Looking to get approved for a loan or join Horizon Credit Union. The lenders that initially reclaimed the actual secured property are usually willing to sell at a substantial price reduction, since their field is in providing loans, but not in automobile and home sales. Foreclosed property, such as boats, recreation vehicles, residences, cars, or pickups are currently obtainable in Nashville, Memphis, along with other cities all over the state. She knows how to make a mortgage loan fit your needs!įeel free to e-mail us any suggestions or comments.On this page one can find a variety of credit unions and banks that have repo cars for sale throughout Tennessee. Vicky has over 35 years of mortgage lending experience. Horizon Credit Union’s Director of Mortgage Lending is Vicky Fields. Jeff previously served as Marketing Director and still assists the Marketing Team with his expertise. Jeff is responsible for all IT functions within the credit union network. Jeff has been with Horizon Credit Union since January 2014. Jeff Lane is the Information Technology Director. She has been employed with Horizon Credit Union since 1993 and is responsible for branch operations and membership services. “Dee Dee”, as she is referred to, is responsible for all accounting functions.Ĭarrie Bowman is the Operations Officer. She has been employed with Horizon Credit Union since 1988. He is a life-long resident of East Tennessee and has three children with his wife Teresa, who is the Personnel Supervisor of Hawkins County Schools.ĭiana Baker is the Chief Financial Officer. He started working for Horizon in 2013 and brings over 40 years of experience in the lending and compliance fields. The credit union is led by CEO Mark Drinnon, who has been an employee of the credit union since 2013. Mark is no stranger to Horizon Credit Union or banks and credit unions in East Tennessee. We look for ways to make you the loan you need, not just be a business. We are in the business of helping our members, especially with loans. We are a credit union that still believes in the philosophy of “People Helping People”. The staff at the credit union takes pride in serving our members. We do not use automated answering services. Our goal is to be your “Financial Confidant” so when you need financial advice or a loan, you can call us and know you are talking with a trusted friend.Īt Horizon Credit Union you will speak to an actual staff member when you call. We see you as One of the Family and want you to know that at Horizon Credit Union we truly care about you and your finances. Do you like feeling like you belong somewhere when you first walk in a place? This is the atmosphere you will feel when you walk into Horizon Credit Union.
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